VAMPAY PRIVACY POLICY

This Privacy Notice describes how and what information we collect, how we use it and to whom and under what circumstances we may disclose it. The personal information we collect under this Privacy Notice is controlled by VAMPAY PRIVATE LIMITED your local entity, and/or the relevant local corporate affiliates. The “personal information” we collect and process under this Privacy Notice means any information from which you can be identified and includes your name, postal address, zip or postal code, email address, telephone number, date of birth, payment information, demographic information, transaction details, IP address, site usage information and other information we may collect, depending on the circumstances. BELOW IS A TABLE OF CONTENTS FOR THIS PRIVACY NOTICE. PLEASE SELECT TO SKIP DIRECTLY TO THE DIFFERENT SECTIONS OF THIS PRIVACY NOTICE TO UNDERSTAND OUR PRACTICES AND YOUR RIGHTS WITH RESPECT TO YOUR INFORMATION: HOW WE COLLECT INFORMATION INFORMATION YOU PROVIDE TO US THIRD-PARTY SOURCES & PUBLICLY AVAILABLE SOURCES SITE USAGE INFORMATION & OTHER INFORMATION COLLECTED AUTOMATICALLY WITH WHOM DO WE SHARE INFORMATION WITH INFORMATION COLLECTED OR RECEIVED SECURITY PHISHING, SPOOFING & OTHER SCHEMES CHANGES TO THIS PRIVACY NOTICE GRIEVANCE OFFICER HOW WE COLLECT INFORMATION Information You Provide to Us : We collect your personal information in order to provide and continually improve our products and services. Here are the types of personal information we collect: Information You Give Us:We receive and store any information you provide in relation to VAMPAY Services. You can choose not to provide certain information, but then you might not be able to take advantage of many of our VAMPAY Services. Automatic Information:We automatically collect and store certain types of information about your use of VAMPAY Services, including information about your interaction with content and services available through VAMPAY Services. Like many websites, we use cookies and other unique identifiers, and we obtain certain types of information when your web browser or device accesses VAMPAY’s Services and other content served by or on behalf of VAMPAY on other websites Third-Party Sources & Publicly Available Sources:We also work closely with third parties (such as business partners, sub-contractors in technical, payment and delivery services, advertising networks, analytics providers, search information providers, address update providers, data append providers, co-promotion partners and credit reference agencies), and may lawfully receive demographic and other personal information about you from those third parties, which we may combine with the information you have provided to us. For example, we may lawfully collect information about you from content on social media platforms (e.g., when you choose to log in to our Site through a third-party social media platform (e.g., Facebook), subject to your actions and settings on those platforms). We do this to better tailor our products, services, Sites and communications, and to ensure we are providing our customers and visitors with the best browsing experiences. We process all data we obtain from such other sources in accordance with this Privacy Notice Note that content and information that you submit on or through Facebook, Twitter, Instagram, Tumblr and other third-party platforms may appear on our Sites through feeds or interfaces that we have with those platforms. We are not responsible for the information, content and/or privacy practices of any such third-party platforms or content pulled through them. Site Usage Information & Other Information Collected Automatically:As part of the standard operation of the Sites, certain information is collected automatically about your visits to the Sites or your device accessing a Site. Our servers may automatically gather some of this “Site usage information” (such as your IP address, and information about your browsers, your device, your location, and your shopping, browsing and other usage activities). Additionally, if we have your consent, then we (and our service providers) may use cookies and other similar technologies to collect and track such information (see our Cookies/Ad Choices Policy for more details). WITH WHOM DO WE SHARE PERSONAL INFORMATION:Information about our customers is an important part of our business and we are not in the business of selling our customers’ personal information to others. We share customers’ personal information only as described below and with VAMPAY.com and subsidiaries controls that either are subject to this Privacy Notice or follow practices at least as protective as those described in this Privacy Notice. Transactions involving Third Parties:We make available to you services, products, applications, or skills provided by third parties for use on or through VAMPAY Services. We also offer services or sell product lines jointly with third-party businesses registered on VAMPAY.in, such as merchants providing bill-payment assistance. You can tell when a third party is involved in your transactions, and we share customers’ personal information related to those transactions with that third party. Third-Party Service Providers:We employ other companies and individuals to perform functions on our behalf. Examples include sending email, removing repetitive information from customer lists, analyzing data, providing marketing assistance, providing search results and links, processing payments, scoring, assessing and managing credit risk, and providing customer service. These third-party service providers have access to personal information needed to perform their functions, but may not use it for other purposes. Further, they must process the personal information in accordance with applicable law. Business Transfers:As we continue to develop our business, we might sell or buy other businesses or services. In such transactions, customer information generally is one of the transferred business assets but remains subject to the promises made in any pre-existing Privacy Notice (unless, of course, the customer consents otherwise). Protection of VAMPAY and Others:We release accounts and other personal information when we believe release is appropriate to comply with the law; enforce or apply our Conditions of Use and other agreements; or protect the rights, property, or safety of VAMPAY, our users, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction. Other than as set out above, you will receive notice when personal information about you might be shared with third parties, and you will have an opportunity to choose not to share the information. INFORMATION COLLECTED OR RECEIVED In the course of providing our Services, we collect or receive your personal information in a few different ways. We obtain the categories of personal information listed below from the following sources: directly from you, for example, from forms you complete or during registration; indirectly from you based on your activity and interaction with our Services, or from the device or browser you use to access the Services; from our vendors and suppliers that help provide VAMPAY services you may interact with (such as, for example, for payments or customer support), and from our third party advertising and marketing partners. Often, you choose what information to provide, but sometimes we require certain information to provide you the Services. VAMPAY uses the personal information it receives and collects in accordance with the purposes described in this policy. You can also choose to provide information to a third party via VAMPAY’s API. While users of VAMPAY’s API are required to follow VAMPAY’s API Terms of Use, including having appropriate privacy and security controls, VAMPAY does not have a direct partner relationship with these third parties and their processing of information is subject to their own privacy policies. You should understand the privacy and security practices of any third party before you share information with them. Registration, Account Setup, Service Usage:If you create an account to take advantage of the full range of services offered on VAMPAY, we ask for and record Personal Information such as your name, email address and mobile number. We may collect and store your Sensitive Personal Data or Information (such as any financial information including inter alia credit card, debit card details, bank account and know your customer ("KYC") documents as per RBI regulations and any other information as may be applicable) that the User may opt to save in the User account created with VAMPAY]. We use your email address to send you updates, news, and newsletters (if you willingly subscribe to the newsletter during signup, or anytime after signup) and contact you on behalf of other Users (such other Users who send you friend requests, personal messages, or other social collaboration based events). [If you do not want to receive communications from us that are not relevant to you or your use of our services, please click on the unsubscribe link provided at the bottom of such e-mails sent to you by us. We use your mobile numbers to send you transaction alerts and SMS alerts based on your preferences. If you do not wish to receive such SMSs from us, please notify us at VAMPAY.com/support to stop receiving SMSs from us. VAMPAY assures that your Personal Information will not be made public or sold to any third party.The User shall have an option to erase any information provided by the User including Personal Information. If a User opts for the said option of erasure, VAMPAY shall delete all stored information of the User from its servers.In order to use the Services, you will need to submit a valid email address. If you register, you will need to submit a name associated with your account. You may modify that name through your account settings. You need to provide this information to enable us to provide you with the Services. As a VAMPAY seller, if you choose to use our payment service ("VAMPAY Payments"), VAMPAY requires your full name, business details, identification ID or tax ID, date of birth, bank account information, photograph, credit card information, and/or other proof of identification in order to verify your identity, provide this service to you, and comply with applicable law. For Users , VAMPAY requires this information from you in order to provide you with the Services (including, to verify ownership of an account, to mitigate fraud and abuse, to comply with regulatory obligations, or to complete a transaction). VAMPAY may contact individual business owners confidentially to request more information about their business or items listed through the Services, or may request information from buyers to ensure compliance with our policies and applicable law. In order to use certain products or services on VAMPAY, you may be required to complete an application; information that you submit through the application process will not be displayed publicly and will only be used internally by VAMPAY and its service providers, unless otherwise specified. Automated Information:VAMPAY automatically receives and records information from your browser or your mobile device when you visit the Site, use the Apps, or use certain features of the Services, such as your IP address or unique device identifier, cookies, and data about which pages you visit and how you interact with those pages in order to allow us to operate and provide the Services. This information is stored in log files and is collected automatically. VAMPAY may also receive similar information (like, for example, IP addresses and actions taken on the device) provided by a connected Internet of Things device such as a voice-activated assistant or Smart TV. We may combine this information from your browser or your mobile device with other information that we or our advertising or marketing partners collect about you, including across devices. This information is used to prevent fraud and to keep the Services secure, to analyze and understand how the Services work for members and visitors, and to provide advertising, including across your devices, and a more personalized experience for members and visitors. We also automatically collect device-specific information when you install, access, or use our Services. This information can include information such as the hardware model, operating system information, app version, app usage and debugging information, browser information, IP address, and device identifiers. Data from VAMPAY Vendors and Suppliers: We also receive information from our vendors and suppliers about you. This information can include customer service interactions, payments information, delivery information, and information shared in VAMPAY’s forums. Data from Advertising and Marketing Partners:As described below, VAMPAY receives information from our advertising and marketing partners about you. This information can include attribution information via cookies and UTM tags in URLs to determine where a visit to VAMPAY comes from, responses to marketing emails and advertisements, responses to offers, and audience information from partners who you have given consent to share that information with us. Location Information:We collect information about your use of the Services for advertising, for analytics, to serve content, and to protect the Services. This can include your IP address, browser information (including referrers), device information (such as iOS IDFA, IDFV for limited non-advertising purposes, Android AAID, and, when enabled by you, location information provided by your device). You can choose to publish your location when you sell on VAMPAY. We obtain location information you provide in your profile or your IP address. With your consent, we may also determine location by using other information from your device, such as precise location information from GPS or information about wireless networks or cell towers near your mobile device. We use and store information about your location to provide features and to improve and customise the Services, for example, for VAMPAY’s internal analytics and performance monitoring; localisation, regional requirements, and policies for the Services; for local content, search results, and recommendations; for delivery and mapping services; and (using non-precise location information) marketing. If you have consented to share your precise device location details but would no longer like to continue sharing that information with us, you may revoke your consent to the sharing of that information through the settings on the Apps or on your mobile device. Certain non-precise location services, such as for security and localised policies based on your IP address or submitted address, are critical for the Site to function. We will only share your geolocation details with third parties (like our mapping, payments, or, to the extent applicable, advertising providers) in order to provide you with the Services. You may also choose to enable the Apps to access your mobile device’s camera to upload photographs to VAMPAY. Analytics Information:We use data analytics software to ensure Site and App functionality and to improve the Services. This software records information such as how often you use the website, what happens within the website, aggregated usage, performance data, app errors and debugging information, and where the website was downloaded from. We do not link the information we store within the analytics software to any personally identifiable information that you submit within the mobile application. Non-Member Information:VAMPAY receives or obtains information (for example, an email address or IP address) about a person who is not yet a registered VAMPAY member (a “non-member”) in connection with certain VAMPAY features, such as when a non-member chooses to subscribe to an VAMPAY newsletter, a member invites a non-member to visit the Site, a member uploads non-member information using the contact uploader feature, a non-member engages in a transaction. Non-member information is used only for the purposes disclosed when it was submitted to VAMPAY, for purposes necessary to the functioning of VAMPAY's Services or where VAMPAY has a legitimate interest. Pattern by VAMPAY:We also collect certain information from both members and non-members who visit websites hosted by us. This information may include your IP address or unique device identifier, and cookies and data from the pages you visit. PHISHING, SPOOFING & OTHER SCHEMES It has become increasingly common for hackers, cyber-criminals and other unauthorized individuals to send emails and other communications to consumers purporting to represent a legitimate company, such as a bank or an online retailer, and requesting through those communications that the consumer provide personal, often sensitive, information. Sometimes, the domain name of the sender’s email address, or the domain name of the website requesting such information, may appear to be the domain name of a legitimate, trusted company. If you receive a request to provide information (including your online account password, or any payment information) via email or to a website or individual that does not seem to be affiliated with the Sites or VAMPAY, or that otherwise seems suspicious to you, please do not respond or disclose your information. VAMPAY will never send you an email requesting that you verify any credit card information, financial information or other personal information. Please immediately report any such communication. CHANGES TO THIS PRIVACY NOTICE We may change this Privacy Notice from time to time and the amended notice will be posted to the Sites. Under certain circumstances (for example, in connection with certain material adverse changes to this Privacy Notice), we may also elect to notify you through additional means, such as posting a notice on the home page(s) of the Sites or contacting you via email. Complaints and Grievance Redressal If you contact us to provide feedback, register a complaint, or ask a question, we will record any Personal Information and other content that you provide in your communication so that we can effectively respond to your communication. Any complaints or concerns in relation to your Personal Information or content of this Website or any dispute or breach of confidentiality or any proprietary rights of User during use of the Website or any intellectual property of any User should be immediately informed to the Grievance cum Nodal Officer at the coordinates mentioned below in writing or by way of raising a grievance ticket through the hyperlink mentioned below CONTACT US Grievance Officer In accordance with Information Technology Act 2000 and rules made there under, the name and contact details of the Grievance Officer are provided below: e-mail : support@vampay.com